Photo:

Ford Stephens (photo)

First Name:E. Middle Initial:Ford Last Name:Stephens

Role:Partner

909 East Main Street
Suite 1200
Richmond, VA 23219-3095

I Accept I Decline

Bio:

Ford Stephens is a partner in the firm’s Litigation department.  His practice focuses on insurance law, appeals, commercial litigation and telecommunications. Mr. Stephens represents life, health, disability, property and casualty, and liability insurers in a wide spectrum of insurance litigation, including coverage disputes, individual and group benefit claims, bad faith, total disability, accidental death, policy rescission and cancellation, agent conduct, and ERISA.  He has handled appeals in federal and state courts in Virginia, and has appellate experience in other jurisdictions as well. Mr. Stephens represents clients from both the private and public sectors in a diverse range of commercial disputes.  Since the enactment of the Telecommunications Act of 1996, he has been involved in various related regulatory and litigation matters, in federal courts and before Virginia’s State Corporation Commission.  Mr. Stephens is admitted to practice in the Supreme Court of the United States; the Supreme Court of Virginia; the United States Court of Appeals for the Fourth Circuit; the United States Court of Appeals for the Fifth Circuit; the United States District Court for the Eastern District of Virginia; and the United States District Court for the Western District of Virginia.

More Information:

Mr. Stephens, the firm's claims counsel and loss prevention partner, is active in bar leadership, currently serving on the board of the Virginia Law Foundation as chair of its committee on Continuing Legal Education. He has lectured on insurance and other topics at both national and statewide seminars, and is a contributing author to American Bar Association publications on ERISA and misrepresentations in the life, health and disability insurance application process.

Representative Insurance Litigation and Insurance Coverage Matters

Defense of insurers and claims fiduciaries in ERISA litigation involving life, health and disability coverages.

Representation of insurers in various types of accidental death claims, including deaths involving DUIs and acute alcoholism, in both state and federal court.

Representation of insurers in coverage litigation involving CGL policies, homeowners’ policies, workers’ compensation and classification endorsements.

Advice on environmental liability insurance and D&O coverage issues.

Asserted misrepresentation as grounds for rescission of several types of insurance policies and in a variety of fact situations.

Defense of insurers on claims involving allegations of bad faith.

Representation of insurers relating to agent conduct in federal and state courts.

Representative Virginia Appellate Litigation

Oral arguments in a half dozen appeals before the United States Court of Appeals for the Fourth Circuit, and briefed more.

Argued to uphold a district court’s finding that a life insurance policy was void because of material misrepresentations in the application.

Argument on an appeal regarding whether an insured had applied for, or consented to the issuance of, a policy.

Presentation of oral arguments in products liability cases on appeal.

Argued appeals involving a public nursing home and privileges at a public hospital.

Representative Commercial Litigation

Assertion of claims on behalf of an EMT agency for unpaid fees.

Representation of clients in various contract claims.

Representation of the Commonwealth in mandamus proceedings.

Representative Telecommunications Litigation

Representation of telecommunications carrier in federal district and circuit courts under the Telecommunications Act of 1996.

Participation in proceedings involving requests for authority under § 271 of the Act, for alternative regulation, and for deregulation.

Representation at various regulatory proceedings involving telecommunications before the State Corporation Commission.

Representative Cases 

Education

University of Virginia, J.D., 1986

University of Virginia, B.A., 1983, with distinction

Recognitions

Martindale-Hubbell
 AV® PreeminentTM Peer Review Rated

Virginia Super Lawyers
 Business Litigation, 2010 

Legal Elite (Virginia Business)
 Legal Services/Pro Bono, 2006, 2008

The Select List by Res Loquitor Corp.

Publications/Presentations

Seminar co-presenter, "An Insured's Death or Injury in a DUI—Is it an Accident for Purposes of Insurance Coverage?" Eastern Claims Conference, 2010

Contributing author, American Bar Association's publication, ERISA Survey of Federal Courts; 2005, 2007 and 2010

Seminar co-presenter, "Taking it up on Appeal - Litigating in the Fourth Circuit," Virginia CLE, 2009

Contributing author, American Bar Association's publication, Misrepresentation in the Life, Health and Disability Insurance Application Process: A National Survey, 2009 

E. Ford Stephens and Noelle M. James, "Coverage Within the Ivy Walls: Select Insurance Issues Involving College Students," For The Defense, May 2009

Seminar paper and presentation, Life Health, Disability and ERISA Claims Seminar, Defense Research Institute, 2009

Seminar co-presenter, "Myth or Reality - Drunk Driving Fatalities are 'Accidental' for Accidental Death Insurance," West LegalWorks, 2009

Seminar paper and presentation, Life, Health, Disability and ERISA Claims Seminar, Defense Research Institute, 2006

Seminar faculty, The 24th National Regulatory Conference, 2006

Seminar paper and presentation, Annual Meeting of the Virginia Association of Defense Attorneys, 2004

Seminar faculty, 34th Annual Advanced Business Law Seminar, Virginia CLE, 2003

Facilitator, ALPS/VSB Risk Management Seminars; 2002–2005, 2007

Professional Affiliations

American Bar Association
 Tort Trial and Insurance Practice Section

Defense Research Institute
 Appellate Advocacy
 Insurance Law
 Life, Health and Disability Committee

Registered Agent
 For approximately 25 life insurance companies

Virginia State Bar
 Appellate Practice Committee of the Litigation Section
 Special Committee on Lawyer Malpractice Insurance, Former Member
 Litigation Section, Young Lawyer's Committee, Former Member

Virginia Law Foundation 
 Chair, Committee on Continuing Legal Education, which oversees the non-profit educational division of the Virginia Law Foundation

Attorney's Liability Assurance Society
 Claims Counsel and Loss Prevention Partner for the Firm

John Marshall Inn of Court
 Member

Richmond Bar Association
 Member

Association of Life Insurance Counsel
 Member

Community Involvement

Leadership Metro Richmond
Member, Class of 2010

Central Virginia Legal Aid
 Volunteer, 1989–present

United Way of Greater Richmond
 Volunteer, 1992–1995

River Road Hills Association
 President, 2001–2003

Lower Ralston Court Homeowners Association
 President, 2003–2006