Practice Areas

Insurance Law

Policy Coverage
Christian & Barton attorneys represent and counsel clients in insurance disputes regarding policy coverage, including commercial, general liability, property and casualty, professional liability or indemnity, directors and officers, umbrellas or excess, named risks, automobile, homeowners, surplus lines, environmental and retrospective premium policies.   

We engage in both direct and third-party coverage litigation in both state and federal courts. Specific experience involving life, health and disability insurance disputes includes individual and group benefit claims, disability, accidental death, policy rescission and cancellation, bad faith, agent conduct and ERISA matters.  Recent litigation experience involving other types of policies includes appeals involving pollution exclusions under Virginia law, claims of bad faith relating to Virginia’s UM/UIM statute and the defense of homeowner claims, litigation relating to additional insured issues and health care related coverage.  Our counseling includes coverage opinions on issues such as the duty to defend, reservation of rights and rescission.

Defense Litigation 
In addition to insurance coverage, the firm handles liability defense for numerous carriers and their insured in matters such as:

Our attorneys have represented insurance companies, insured parties and self-insured clients to address an array of underlying disputes, including construction defects, traffic accidents,workers' compensation claims and employment matters. These cases range in size and scope from individual claims in state courts to multi-district litigation in federal courts. We are very familiar with managing insurance carriers' billing and cost-containment requirements.

Regulatory Matters
Christian & Barton attorneys counsel business entities and individuals in insurance regulatory matters, including licensing, investigations and administrative proceedings. The firm, which serves as the registered agent for many life insurance companies in the state, represents insurance companies, brokers and agents before Virginia's State Corporation Commission and its administrative arm, the Bureau of Insurance. We have also defended company management and their advisors in financial institution insolvency proceedings.

This well-developed commitment to the insurance industry should come as no surprise. Our firm traces its history of representing life insurance companies to its earliest days, when Andrew D. Christian served as general counsel for the Atlantic Life Insurance Company just prior to his partnership with Robert T. Barton in 1926.